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Pre-holiday shoppers' savings tips and more!


Serious shoppers likely have Black Friday (November 25) and Cyber Monday (November 28) circled in their calendars and savvy spenders might have a good idea of how much they can comfortably part with to take advantage of pre-holiday sales. When prepared with a list and a budget, shopping early in the holiday season can deliver great deals and can be less stressful by skipping the crowds and the lineups. Here’s a few more tips to note.

Compare before you buy

Make sure to compare Black Friday and Cyber Monday prices, especially if you’re looking for big-ticket items like appliances or electronics. A helpful website, consolidates major retailer flyers in one place and highlights the best deals on a broad range of goods. It’s a great way to compare sales and check you’re getting the best price possible.

Some discounts are exclusive to Black Friday, but other deals are offered early or continue to be available through the weekend. You can find deals online earlier in November while inventory levels are good, so it doesn’t hurt to start looking then. Don’t forget to double-check return policies when buying gifts extra-early.

Shop local and let the magic begin

Another date to circle in your calendar is Small Business Saturday (November 26). It’s a perfect day to bundle-up and stroll along your favourite downtown streets and local shopping districts. Who doesn’t love finding unique gifts and supporting local businesses at the same time?

Celebrate the spirit of the season

Giving Tuesday falls on November 29 this year. It’s a day focused on giving back to charities and encouraging generosity and acts of kindness. While your previous days’ spending is good for the economy, Giving Tuesday has a wonderful impact on the community. How great is that?

By taking advantage of these budget-boosting shopping opportunities in November, you may have some money left over and you’ll be able to spend more time with family and friends leading up to the holidays.

At Saven Financial, we’re passionate about helping people save so our members can achieve their goals through smart saving.

Stay ahead with SavenSmarts!