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Rates that make your money grow

More great products with serious ways to save.

High Interest Savings Account Rates†

Our high interest savings accounts provide a powerful way to grow your savings with competitive interest rates and no minimum deposit. Choose an unregistered account for general savings, a Tax-Free Savings Account (TFSA) to grow your money tax-free, or a First Home Savings Account (FHSA) to save towards your First Home Savings Account (FHSA) to save towards your first home. Consider a Registered Retirement Savings Plan (RRSP) to save for the future and enjoy tax deductions, or a Registered Retirement Income Fund(RRIF) to manage your retirement income while continuing to grow your nest egg. With a variety of account options tailored to your individual needs, we can help you find the perfect savings solution.

HISA
3.40%
TFSA
3.40%
FHSA
3.75%
RRSP
3.40%
RRIF
3.40%

GIC Rates††

With our GICs you choose how much you want to invest, how long you want to invest, and even how you'd like your interest payout - annually to your savings account or reinvested back in your GIC account. It's that simple.

4 Months
5.00%
6 Months
4.20%
1 Year
4.15%
2 Year
4.00%
3 Year
3.85%
4 Year
3.75%
5 Year
3.75%

TFSA GIC Rates††

Choose your term and your tax-free payout. Your interest earned on your investment (minimum $1,000) will be paid out annually to your TFSA savings account or back into your TFSA GIC.

4 Months
5.00%
6 Months
4.20%
1 Year
4.15%
2 Year
4.00%
3 Year
3.85%
4 Year
3.75%
5 Year
3.75%

FHSA GIC Rates††

Explore the unique benefits of our First Home Savings Account (FHSA) Guaranteed Investment Certificates (GICs), specifically tailored for first-time homebuyers. With a $1,000 minimum deposit, these GICs combine the security of fixed-term investments with the advantages of an FHSA, offering a strategic way to save towards your first home. With competitive interest rates and the unique tax advantages of an FHSA, our FHSA GICs provide a practical and focused approach to achieving your homeownership dreams.

1 Year
4.15%
2 Year
4.00%
3 Year
3.85%
4 Year
3.75%
5 Year
3.75%

RRSP GIC Rates††

Grow your retirement savings with our RSP GICs. Choose your term and enjoy tax-deferred growth on your investment (minimum $1,000). Interest can be paid out annually to your RRSP savings account or reinvested to compound your returns.

4 Months
5.00%
6 Months
4.20%
1 Year
4.15%
2 Year
4.00%
3 Year
3.85%
4 Year
3.75%
5 Year
3.75%

RRIF GIC Rates††

Generate reliable retirement income with our RRIF GICs. Select your term and benefit from guaranteed returns on your investment (minimum $1,000). Interest can be paid out to your RRIF savings account as income or reinvested for continued growth.

4 Months
5.00%
6 Months
4.20%
1 Year
4.15%
2 Year
4.00%
3 Year
3.85%
4 Year
3.75%
5 Year
3.75%

Discover rates tailored for your goals!

Ensure your money is working as hard as you do. Choose the account that's right for you and start earning more today!

 
 
 


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* Saven is a division of FirstOntario Credit Union.

* Banking services not available in Quebec.

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